Schemes and Mobile Apps launched by Banks in India All Schemes and Apps are listed below: M-wallet ‘SBI Buddy‘ – State Bank of India (SBI) Mobile app SIB MIRROR – South Indian Bank “Chillar” – Hdfc Bank China’s first online Banking “webank” – Tancet Holdings DDA Housing Scheme 2014 – HDFC Bank Digital Banking “Pocket” – ICICI Bank Digital Village
Stock Exchanges and their Index 1. BSE (Bombay Stock Exchange) – SENSEX ( Sensitive Index) – BSE is oldest stock exchange in Asia located at Dalal Street in Mumbai – Sensex Consists of 30 companies 2. NSE (National Stock Exchange) – Nifty-50 -NSE is the largest stock exchange in India -Nifty consists of 50 companies
COUNTRIES, WHICH ARE IN NEWS RECENTLY & THEIR CURRENCY Canada- Canadian dollar-Ottawa Bangladesh- bangladeshi taka UK- british pound Germany- euro Japan – yen China- yuan South Korea- won Ukraine- Ukranian hryvnia North Korea- won France- franc Pakistan- Pakistani rupee Sri Lanka- Sri Lankan rupee Russia- ruble Guinea- franc Bhutan – Bhutanese ngultrum and Indian rupee
Scientists Associated With Computer and Internet Technology ·Father of computer :Charles Babage (Biography-Passage from lie of a Philosopher)· Brain of a computer :CPU· First electronic computer :ENIAC· ROM :Read Only Memory· RAM : Random Access Memory ·First personal computer :The Altair (1975)· First computer game :Space war· Calculator :Blaze Pascal· Internet :Glain Recort· E-mail(electronic mail)
First Cabinet of Independent India Fig: First cabinet of independent India · PM : Jawaharlal Nehru· Dpty. PM : Patel· Home minister :Patel· Defense : Baldev Sing· Railway : Lal Bahdur Shastry . Finance : R.K. Shanmukham Chetty· Industry : Shyamaprasad Mukharji· Law : Ambedkar· Education : Moulana Abdul kalam Azad· Health : Rajkumary Amruth
Autobiography · Jean Paul Sarth : The Words· Hellan Keller : The story of my life· Betrant Russel : Autobiography· Nicholas kazantizak : The report to Greco· Silvia Path : The Bell Jar · Gabrie Marques : Living to tell the tales· Michele Jackson : Moon Walk· Dalila Lama : Freedom to Exile· Nelson Mandela
Vitamins and Minerals Balance Diet:– It means a diet which contains right amount and types of foods and drink to provide essential nutrients and energy required for proper development of the body cells, tissue and organs. Balance diet should contain right amount of vitamins and minerals for overall development of the body. Vitamins: -Invented
BANKING TERMS WITH EXPLANATION Bank Rate It is the rate of interest charged by a central bank to commercial banks on the advances and the loans it extends. Base Rate It is the minimum rate a bank charges its most credit worthy customer. The bank cannot lend below this rate (with an exception to banks
Types of Banking Para banking– When Bank provide added banking services/facilities except the general banking facilities. Narrow Banking– When banks invest its money in government securities instead investing in market to avoid risk. Overseas Banking- Banks having branches in other countries besides its origin country. Ex: Bank of Baroda Offshore Banking– Bank which accept currency
Types of Bank Accounts available in INDIAN Banking System BANK ACCOUNTS: 1. Demand Deposit Account- Cheque and/or ATM facility. 2. Term Deposit Account- No Cheque and/or ATM facility. Saving Account: -For individuals -Limited Transaction -Annual interest rate on daily basis Current Account: -For Business purposes -No limitation on transaction -No interest charge -Overdraft allowed FD
